If you are unemployed, need a loan today for bills, what are some of the fastest way to get a personal loan with no job? While the government does provide financial assistance for people on unemployment, with grants to assist them, these government schemes for the poor can be bureaucratic and not easy to qualify. Nevertheless, if you are jobless and need money, you should be looking to see if you are able to collect unemployment benefits as any form of assistance is always welcome. The reason is two-fold. Firstly, you will be able to receive financial help through the welfare system, and secondly, it enables you to apply for a small payday loan while collecting unemployment checks.

You would probably know what is a quick and hassle free payday loan. It is basically a short term cash advance until your payday. Most consumers who use a payday loan appreciate that these unsecured small personal loans can be availed if you have bad credit, used to be a bankrupt, and of late, even those who are unemployed and need a personal loan today for bills.

Unemployment personal loans with no credit check will be approved based on the "income" or rather the unemployment check that you received as benefits. No difference with a guaranteed payday loan on low income requirements then, because you simply use your unemployed benefits to secure, apply, and get a loan today without a job.

If you want to use your unemployment check to get a loan today, you may find that there are some payday loan lenders with loans for the unemployed will require direct deposit. What it means is that they prefer your unemployment benefits are given to you directly through your bank account. But this shouldn't be a problem if you have a bank checking account and are able to write them a post-dated check for advance payment on your online unemployed loan with benefits.

When you are on unemployment and need to get a loan fast for bills, instant unemployed cash advance loans are probably the fastest way for you to get a loan quickly in 1 hour but these high interest payday loans are usually best avoided due to the expensive rates and whatnot. Being unemployed without any income is bad enough and being in debt for owing payday loans is probably something you can do without as well.

If you are jobless, having a tough time with your finances and need to borrow 500 urgently, the good news is that you can now get $500 cash for unemployed people. Of late, payday loan companies with unemployment loans are now offering financial assistance for the jobless with unemployed loans for people on benefits.

What this means is, if you are already receiving unemployed benefits by the government, you can now be approved for 30-day payday loans with no income verification. In the past, applying for a payday cash advance often requires the applicant to hold a monthly salary of $1000 minimum and if you are without a job, it is almost impossible to get instant payday loans with no income proof.

A payday loan for people who are unemployed simply require you to submit documented proof of your benefits and the amount you are receiving per month or weekly. Further more, unemployed loans with no bank account needed can be facilitated by writing a post-dated check to the jobless payday lenders, though if you are receiving the monies through direct deposit, you can simply make the repayment by allowing the lenders to debit from your bank account directly. Indeed, this is the preferred method by payday unemployment lenders.

Many of these unemployed loan companies will grant you a 500 dollar loan against unemployment, up to 1600 dollars. Though this may vary from lender to lender, especially if you are willing to put up a collateral to secure against a bigger sum, say, large personal loans over five thousand dollars.

If you are wondering how to get a loan when you are jobless, perhaps you can visit a payday loan store nearest to you or just visit some websites of payday loan lenders that give low income loans for people on benefits.

Being on long term unemployment is likely to be a detriment if you want to get a loan when you are jobless. From online credit companies to personal loan lenders, someone who is unemployed and need to borrow money with no income is akin to a borrower who have bad credit. Both of them are perceived as a risk when it comes to extending unsecured credit as it is reasoned that if you are unemployed and do not have a stable income, it follows that you will have difficulties in making the repayments. As such, short term or long term unsecured loans for the unemployed are not easily available.

However, not all cash advance lenders for bad credit turn away business dealings with people who are jobless and need money quickly. As a matter of fact, there are unemployment loan lenders who are moving into the money-lending business to specialize with cheap loans for the unemployed, claiming to extend jobless loans with easy repayment plans. Although the word "cheap" seems like a non-starter in this industry which is notorious for charging excessive finance fees.

Nevertheless, the availability of these unemployed loan lenders do open up more options for people who need to get a fast loan without a job. Usually for short term, these loans for the jobless can be availed for small sums, ranging between 250 to 1000 dollars, and they tend to have quick turnover time, requiring you to repay by 21 days or about a month's time.

Some payday loan companies may also offer unemployment loans for people with benefits. If you are currently on unemployment benefit or dole, the government allowance you received can be taken as a form of income, thereby allowing you to qualify for guaranteed payday loans for the unemployed.

If you want to know how to get a loan when you are jobless, consider the advantages and disadvantages with using your benefits to get cash loans with no credit check, and more importantly, whether you can afford the cost of repaying high risk cash advance at a time when you are without a job.